Retirement policy improvements capitol building

Retirement policy improvements may soon emerge from Washington

Ten days ago, we saw the conclusion of a tumultuous presidential election that many Americans will be happy to leave in history’s dustbin. Much has been written about the lost civility in our politics — and the relative lack of substance around which the election was framed. Despite the fact that retirement policy was never […]

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new day qdia

A new day for the QDIA

There’s no question that the 2006 Pension Protection Act did a great service for investors in defined contribution retirement plans. The development and expanded use of auto-enrollment and auto-escalation of participant contribution amounts have shown1 to be significant improvements to the retirement prospects of many Americans. One great boon of the now 10-year-old regulation was […]

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Ed Murphy's Empower Retirement Post, 5 Policy Fixes

Five policy fixes to help small employers with retirement plans

More than 55 million working Americans — roughly half of all workers ages 18 to 64 — do not have access to an employer-sponsored retirement plan. Typically, these Americans work in the private sector for companies that employ fewer than 100 individuals.

We need to solve the retirement plan problem for small employers — one way or another.

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Peer comparison drives higher retirement savings rates

Peer comparison drives higher retirement savings rates

It shouldn’t come as much of a surprise that when it comes to keeping up with the Joneses, the world of retirement savings is not all that different. People have a desire to know how their efforts compare with the efforts of their peers. Showing participants this data can be a game changer when it comes to better preparing Americans for retirement.

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